At Curative, we’re doing everything we can to make testing affordable and accessible to all patients while easing their concerns about the process and billing. We follow federal and state laws, rules, and regulations to implement a no out-of-pocket cost model for patients with valid insurance accessing COVID-19 tests offered across the country at Curative test sites.
To make this possible, when you come to us to get tested, we may ask for any of the following information: your insurance information or your government-issued ID and an attestation that you do not have health insurance. Patients without valid health insurance may be offered COVID-19 testing at a discounted rate if Curative receives payment at the time of scheduling an appointment. Similar price discounts are available to health plans that process Curative claims within one day after receiving them. Please check the test site you wish to visit on curative.com for more information about the site’s offering.
Find in this article:
- How to find COVID testing near you?
- What kind of tests does Curative offer?
- What is an explanation of benefits (EOB)?
How to find COVID testing near you?
Testing at Curative is available through our public test sites and most sites do not require an appointment. For information about testing hours, location, and test offerings, please visit curative.com.
We believe that access to COVID-19 testing should be conveniently accessible to all, and we hope to make your healthcare experience as transparent and seamless as possible. Curative should never bill a patient directly for tests collected at our public test sites. If you have questions about communication from your insurance company, please view our pricing policy.
What kind of tests does Curative offer?
We offer a number of COVID-19 tests to support testing across efforts in hundreds of communities across the country. Our test offerings include PCR and antigen tests, with result turnaround times for some tests within as little as 1 hour.
What is an explanation of benefits (EOB)?
Some insurance companies send patients a document that is known as an Explanation of Benefits. In some cases, this document may appear at first glance like a bill and list an amount under “patient responsibility”. Your insurance company is responsible for the costs associated with your COVID-19 test. You are not obligated to pay any out-of-pocket costs to your insurance company in the form of a copay or deductible for the COVID-19 test. Whether Curative is in-network or out-of-network, your insurance company is still responsible for paying for the costs associated with your COVID-19 test.
For more information on the types of tests offered near you, please visit curative.com.